Get Your Retirement Permission SLIP

Our proprietary 4-step process that helps you establish your own customized retirement roadmap and determine if our firm is a fit for you and your family


Who We Specialize In Serving

10 Years or Less from Retirement

We work with great, hard working people who desire more confidence and clarity around their finances, and are serious about getting retirement right the first time

Partnership and Collaboration

We serve individuals and couples who are looking for a true professional partner to help them navigate the unique twists and turns that retirement brings, so that they can concentrate on the things that will make retirement as satisfying and fulfilling as possible

Plan over Product

We help individuals who are interested in establishing a well thought out, personalized plan that aligns with their unique dreams and goals, and values security over speculation

Get Your Retirement Permission SLIP

Our proprietary 4-step process, designed to help you create a more predictable and reliable retirement plan

Step 1 – Discovery Call

This 15-minute phone call is designed to give us both a chance to make sure your needs, concerns, and goals are clearly aligned with our unique expertise and experience.  

Step 2 – Vision Visit

“Prescription without diagnosis is malpractice.”

The goal of our Vision Visit is to help us to get crystal clear about your personal goals, what’s most important to you, and the questions that are currently commanding your attention.

We’ll guide you through a discussion that will help us establish a clear direction for your plan, based on your personal priorities and how you define success for yourself and your family.

The only decision that will be made at the end of this visit, is whether we each feel if we’re a good potential fit to work together, and if it makes sense to move forward with a full assessment of your current situation.

Step 3 – Blueprinting Visit

During our Blueprinting Visit we’ll review what we discussed in your Vision Visit to ensure nothing has changed, share what we found in our analysis of your current plan, and discuss potential opportunities to help you achieve your financial goals more predictably.

This is where you’ll discover, in dollars and cents, how we may be able to help improve your odds of successfully reaching your goals for retirement.

Assuming we’re still in agreement that we’re a good fit to work together, at the end of this visit, we’ll simply ask if you’d like to hire us to help you implement our plan recommendations, or if you would like to sleep on it.

Step 4 – Sleep On It

Nobody wants to feel rushed into making a decision. We understand you may wish to sleep on it before taking that next step.  We know how important this decision is and we never pressure you to do anything before you’re ready.

Prior to deciding whether we should work together, you’ll want to answer the following questions.

• Do I like/trust/respect the team at Two Waters Wealth Management?

• Will the benefits they provide exceed their cost?

• Do I understand and agree with their planning philosophy?

• Do their recommendations make sense to me?

We don’t believe in “hard selling” or pressuring anyone into big decisions.  If you decide we aren’t a fit, we’ll simply go our separate ways as friends, and we’ll even gladly refer you to another advisor that may be a better fit if you decide to go in a different direction.

Ready to get started and book your call?

Click Here To Book Your Call

Do you still have questions about us or our firm?

There are four important factors that we believe separates us from other firms.

1. Our background is in retirement planning; specifically as consultants to financial advisors. We've seen first hand the frustration and failures of our industry and are on a mission to fix that.

2. We are selective in who we work with. Many firms take anyone as a new client but we are very selective about the families we bring on in order to deliver more value to those we serve and to protect our clients time when they need something.

3. We are not transactional. There's plenty of places you can go to complete a financial transaction and then never hear from the advisor or firm again. That's not us. We meet with many of our clients 6+ times per year (virtually or in person).

4. We educate our clients before any decision is made so they understand the options in front of them and what the impacts will be to their plan.
We believe in transparency.  Our industry has given itself a black eye by disguising fees and hiding them in investment products.

Our investment management fee includes your account management, ongoing planning, and as many visits as you like throughout the year to meet with us and our team.

You will always know exactly what you're paying and how we're being compensated.  All of our fees are disclosed before any documents are signed or accounts are moved or transferred.  And, if there's EVER a question, simply ask.

This is actually one of our biggest assets. Leveraging technology to make our clients lives easier.

In fact, many of our local clients prefer to meet with us virtually to avoid sitting in traffic or interrupting their days.
We work best with people looking for a long-term partnership and relationship.

We've found over the years that building a one-time plan for someone tends to lead to frustration and confusion when it comes time to implement the recommendations.  Therefore at this time, we do not offer a one-time planning option.
Great question! We aren't stock pickers. If you're looking for someone solely focused on telling you they’ll beat the market, we aren't a fit.

Part of the frustration that our industry has caused is measuring success or failure as percentage points on a statement. We don't try to predict things that are outside of our control. Instead, we focus on what we can control to insulate your plan as much as possible from these other risks.

If you're looking for a partner to help you build your ideal retirement plan, find strategies to manage your taxes (or lower them!), and create a lifetime income plan, schedule your call down below.
When we started the firm in 2015 we planned to split time and focus on the coast as well as the Lake Norman area therefore, Two Waters...

While we still have clients along the coast, our client base has expanded significantly in the Lake Norman area, in other states where we serve clients virtually, and other areas throughout North Carolina.
Yes! We understand that busy schedules and family time can interrupt a normal workday so we're happy to accommodate other meeting times. Just call our office to discuss your needs and we'll set something up.

Start with Step 1 Here – Schedule Your 15 Minute Introductory Call

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